DECISÕES E SOLUÇÕES - Consultoria Imobiliária

SPECIALIZED SERVICE

Did you know that DECISÕES E SOLUÇÕES is the largest credit intermediation network in our country? We have a team of qualified professionals who provide individuals and companies with a personalized and independent counseling service in all types of bank credit operations, relying on 15 years of experience. We guarantee the best conditions for your financing, according to your goals and needs. We have about 100 branches all over the country.

Since January 2019, DECISÕES E SOLUÇÕES – Intermediários de Crédito, Lda has been registered with the Banco de Portugal as an intermediary of Linked Loans under nº. 926, which can be verified at www.bportugal.pt/intermediarios-credito.

DS Financial Check-Up

We assess your financial health, according to your needs, through a free service provided by our consultants. The DS Financial Check-Up will allow you to have access to global and customised solutions in order to improve your financial condition, either through a reduction of monthly charges or by increasing your gains. We have a personalised counselling service that gives you access to the best solutions for Bank Credit, Insurance, Purchase, Sale, Rent, Building and Construction. Rely on our advice and solutions.

Mortgage Credit

DECISÕES E SOLUÇÕES specialises in finding the best suitable Mortgage Credit solutions according to your profile. Rely on our privileged connection and great bargaining power with major Bank institutions operating in Portugal. Explain us your situation and we will assess which bank gives you the best financing conditions.

Forget your concerns since we will deal with the whole process until the day when the deed registration is made.

Car Loan

DECISÕES E SOLUÇÕES has the best financial solutions if you are thinking about buying a car. Through this service, you can buy the car of your dreams and get the best benefits by trusting DECISÕES E SOLUÇÕES. Select the brand and model. We will manage the process!

Credit cards

DECISÕES E SOLUÇÕES has credit cards for you without annual fees. With our solutions, you can get credit in the best market conditions and still enjoy substantial discounts on the purchase of a wide range of goods and services such as clothing, meals, trips, hotels, etc., whenever you use your credit card to pay, among other advantages.

Real Estate Leasing

The Decisões e Soluções consultants are experts in finding the best Real Estate Leasing solutions. Contact us and we will find the best solution for you. We have protocols and a privileged connection with major Bank institutions operating in Portugal.

Personal Loan

The DECISÕES E SOLUÇÕES experts will turn your dreams and life projects into reality. DECISÕES E SOLUÇÕES will be by your side to find the best credit solutions for your holidays, trips, consumer equipment such as computers or even for a gift to someone special. How do we do it? We have a privileged connection with the major Banks and Financial Institutions that operate in Portugal. Contact us and be surprised by our conditions.

ELEMENTOS DE IDENTIFICAÇÃO E DESCRIÇÃO DA ATIVIDADE DO INTERMEDIÁRIO DE CRÉDITO

Denominação: DECISÕES E SOLUÇÕES - Intermediários de Crédito, Lda.
Sede Social: Av. Sacadura Cabral, 3812, São Félix da Marinha, 4410-099 Vila Nova de Gaia
N.º registo junto do Banco de Portugal: 0000926
A informação relativa aos intermediários de crédito registados junto do Banco de Portugal pode ser consultada em: www.bportugal.pt/intermediarios-credito

DESCRIÇÃO DA ATIVIDADE DA INTERMEDIAÇÃO DE CRÉDITO

Categoria de intermediário de crédito: Intermediário de Crédito vinculado.
Regime de exercício de intermediação de crédito: Exercício da atividade de intermediação de crédito em regime de não exclusividade.
Serviços de intermediação de crédito: A DECISÕES E SOLUÇÕES - Intermediários de Crédito, Lda., está autorizada pelas instituições de crédito mutuantes com quem celebrou contrato de vinculação, a apresentar e propor contratos de crédito a consumidores.
Garante da responsabilidade civil da DECISÕES E SOLUÇÕES - Intermediários de Crédito, Lda. perante terceiros: Hiscox, S.A.
Autoridade supervisora da atividade de intermediação de crédito: Banco de Portugal

RESOLUÇÃO ALTERNATIVA DE LITIGIOS

Em caso de litígio o consumidor pode recorrer a uma Entidade de Resolução Alternativa de Litígios de consumo:

CICAP (Centro de Informação de Consumo e Arbitragem do Porto)
Rua Damião de Góis, 31, Loja 6, 4050-225, Porto
cicap@cicap.pt
https://www.cicap.pt/

CNIACC (Centro Nacional de Informação e Arbitragem de Conflitos de Consumo).
Rua D. Afonso Henriques, 1
4700-030 Braga
geral@cniacc.pt
https://www.cniacc.pt/

CREDIT INTERMEDIATION